Fear, what exactly is it? I know that it can stop people from taking risks, or from doing things that could ultimately make them happy. Fear plays a large role in our lives, but some people can handle it and use it better than others. Believe me, I know it’s easier said than done, but it can be done.
Having a baby can be a scary proposition. Many couples say that they need to wait to have a baby because they are “afraid” that they will not be able to afford the added expenses. My grandmother once told me that if people waited until they could afford to have a baby, nobody would have children. She was probably right.
It’s the same when buying a new home. Many people are “afraid” to get into the real estate market because they fear that they can’t afford it. This fear does make a little more sense because you don’t want to purchase a new home, only to find that you can’t pay the mortgage, but this fear can be used to your own advantage, it can help you to think rationally. It can help you decide to make a plan on how you can save for a good down payment. It does take a lot of hard work, but if you put your mind to it, you can find ways to put aside money every pay cheque into a house fund. Stop going out for dinners, make your own coffee in the morning, even give up a couple of vacations and turn them into staycations to save that extra money. Every little bit it helps. You will soon find that the more you are saving, the less fear you are feeling.
Everything depends on where your priorities lie. You have to decide what means the most to you. Don’t allow fear to stop you from making important decisions, use it to help you. Fear can be a powerful tool and can put to use in a positive way. You just have to know how to take control of it and use it to help you not hinder you.